Fee Infestation

Fees are everywhere on Planet College. Materials fees. Lab fees. Late fees. Library fees. Planet College is infested with fees. No matter how careful a student is fees occur. They add up over the term and fees must be paid. Fees represent a slow leak in the ever flattening tire of your financial bicycle wheel. Sometimes the best you can do with your limited finances is slow the leak.

The real key to financial management is keeping as much of your money as you can and fees maybe an opportunity to do so. Specifically the fees that your bank or credit card company charges at ATMs for withdrawals. (You can check that flimsy little booklet you got with the card to see what the policy of your financial institution is. That is if you still have it.)

Without even checking you are probably aware that there are some fees involved almost every time you use one of your bank cards. But some places charge far more than others. Specifically, the ATM outside your schools bookstore may charge as much as two dollars for a withdrawal. This is in addition to your bank's charge for not using their atm. Inside the bookstore is a different story. Many large retail institutions, drug stores, grocery stores and even your school's book store do not charge a fee for your credit, check or debit card use. Thus going inside the student store purchasing a pack of gum or some paper and asking for cash back may save you money. Real money. Your real money.

Remember this when you need a quick twenty bucks.